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Health Reform Dependent Eligibility Changes Begin July 1

  • Children ages 19 to 25 covered by the Alcoa health plan on July 1, 2010, may be eligible to remain on that plan until age 26. Currently, a child is eligible to age 25 if unmarried and a full-time student or to age 19 if unmarried and not a full-time student. The only stipulation: Children ages 19-26 cannot be on Alcoa coverage if they are eligible to enroll in health care coverage through their employer.
  • Children of active employees or retirees under age 26 on Alcoa’s COBRA coverage as of July 1, 2010 are also eligible to return to their parents’ Alcoa plan until they turn 26.
  • Children under age 26 who were not on Alcoa coverage as of July 1 and are not eligible to enroll in other employer-sponsored coverage can be added to coverage during 2011 Annual Enrollment. Details will be available in your enrollment materials this fall.

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