Alcoa: Choices

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Are You a Retiree?

Want to know which plan may be right for you?

Use this calculator to see how the services you use, your payroll contributions, and your out-of-pocket costs impact your total costs for the year.

What's New or Changing

Now Playing

Understanding Choices
Scott Kovaloski explains the new Choices medical and prescription drug benefits.

Introducing Choices
Hear Alan Cransberg and Joe Quaglia talk about why our benefits are changing and how you impacted the design of the new program.

Things to Think About

Benefit costs have a direct impact our bottom line.
Last year, Alcoa spent about $1 Billion on U.S. benefits. That amount would pay the energy bills to run all of our North American smelters for a year.

Receive Updates

We heard your feedback about our benefit plans. We looked at the plans that you chose, and the ones you didn't. You helped us to create this new benefit program.
You said	The solution
With 5 medical and 3 drug plans, it's too complicated, there are too many choices, and I can't figure out what's different	4 distinctly different medical plans and only 1 drug plan Medical Plans Basic Comprehensive Health Reimbursement Arrangement (HRA) Health Savings Account (HSA) Prescription Drug Plan Prescription Drug Plan
I want coverage to meet my/my family's needs	4 medical plans that target different types of needs See how the plans are targeted
The out-of-pocket maximums are too high	We lowered all of them, some by as much as 40% Compare the new medical plans
Preventive care is important	We'll continue to offer free routine in-network preventive care coverage What's covered for free under in-network preventive care
Prescription drugs cost a lot of money	You can get generics for free or go to the pharmacy and typically pay only 10% of the costs How the prescription plan works
We want coverage for dental implants	Coverage for dental implants is now included in the Comprehensive dental plan Compare the dental options
We want the option to enroll in dental and vision each year	We removed the two-year lock. You can change every year now Take a look at the dental options Take a look at the vision option
Times have changed, and there are a lot of different kinds of families	We're offering coverage for spouses, children, and domestic partners Who's eligible for our plans Learn more about domestic partners
Keep your communication short and clear	Benefits are not necessarily simple, but we are trying to make them easier to understand. We hope this website helps Tell us how we're doing