Alcoa: Choices: Employee Health Care: Using Your Benefits: Prescription Drug

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		Using Your Benefits

Medical

Flexible Spending Accounts

Prescription Drug

	How Your Drug Coverage Works

	How Much Will My Drugs Cost? (examples)

	Your Out-of-Pocket Costs

	Tips for Using Generic Drugs

	Tips for Using Mail Order

	Tips for Using Your Retail Pharmacy

	Step Therapy

	Managed Drug Limitations

	Prior Authorization

	Prescription Drugs: Talking to Your Doctor and Pharmacist

	Automatic Refill Program

Dental

Vision

Using Your Prescription Drug Benefit

Know the basics about your prescription drug coverage:

save when you choose generic drugs
save when you use mail order
get free prescription drugs when you choose generic and order by mail
you are protected by the maximum amount that you pay out-of-pocket
learn what your prescription drug will cost by contacting CVS Caremark at 1-888-291-6372 or www.caremark.com.

Note: If you elected the HSA (health savings account) medical plan, you must meet the HSA's combined medical and drug deductible before the plan begins to pay for any drug costs.

How Your Drug Coverage Works
How Much Will Your Medication Cost? (examples)
Your Out-of-Pocket Costs

Why Use Generic Drugs?
Each time you fill a prescription, you could save money by asking for a generic drug. When the patent of a brand-name drug expires, pharmaceutical companies can apply to the government for approval to produce and sell the same drug under its chemical or generic name. And generic drugs are government approved and tested to ensure that they are as safe and effective as the brand-name drug. Generic drugs contain the same active ingredients and work the same as the brand-name drug.
Tips for Using Generic Drugs

Why Use Mail Order?
Use CVS Caremark's mail-delivery service when you fill a prescription for a maintenance drug—or whenever you don't need your prescription right away. Using mail order is easy and convenient. And CVS Caremark's mail-order pharmacy makes safety a priority. For example, the label on your drug bottle will describe what your pill should look like.

If you need a generic medicine, the best reason to order by mail is that you get generics for free! Alcoa covers 100% of the costs and you pay nothing.
Tips for Using Mail Order

Tips for Using Your Retail Pharmacy
Step Therapy
Managed Drug Limitations
Prior Authorization
Talking to Your Doctor and Pharmacist

Get more at the drugstore

Use the CVS ExtraCare Health Card at any CVS Pharmacy or online at http://www.cvs.com to receive a 20% discount on more than 1,500 CVS Pharmacy brand products, such as pain relief, cough and cold remedies, and other first aid supplies.

In addition, you’ll earn reward points that you can use toward future purchases.

You should receive an ExtraCare Health Card in the mail in early June. If you didn’t receive it, or you have any questions about the program, call 1-888-543-5938.