Comprehensive Plan

 

Some employees know that they are going to have a lot of medical bills and want to make sure that they have the highest level of coverage to minimize their out-of-pocket expenses throughout the year.

 

This plan will meet the needs of these employees.

 

What You Need to Know 

  • This plan was designed for employees who anticipate a lot of medical expenses.
  • This medical option costs the most in payroll deductions, but costs the least when you use medical services.


Your In-Network Out-of-Pocket Costs

  • Routine in-network preventive care: Free
  • Primary Care Physician office visits: 10% (no deductible)
  • Specialist office visits and Emergency Room visits: 20% after the deductible
  • All other eligible services: 20% after the deductible
  • Deductible: $250 for individuals and $500 for a family
  • Out-of-pocket maximum: $2,500 for an individual or $3,750 for a family