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Health Care
Using Your Benefits 
Medical
Flexible Spending Accounts
Prescription Drug
Your Out-of-Pocket Costs
Tips for Using Generic Drugs
Tips for Using Mail Order
Tips for Using Your Retail Pharmacy
Step Therapy
Managed Drug Limitations
Prior Authorization
Prescription Drugs: Talking to Your Doctor and Pharmacist
Automatic Refill Program
Dental
Vision
Using Your Prescription Drug Benefit

Know the basics about your prescription drug coverage:
  • save when you choose generic drugs
  • save when you use mail order
  • you are protected by the maximum amount that you pay out-of-pocket
  • learn what your prescription drug will cost by contacting CVS Caremark at 1-888-291-6372 or www.caremark.com.

Your Out-of-Pocket Costs

Why Use Generic Drugs?
Each time you fill a prescription, you could save money by asking for a generic drug. When the patent of a brand-name drug expires, pharmaceutical companies can apply to the government for approval to produce and sell the same drug under its chemical or generic name. And generic drugs are government approved and tested to ensure that they are as safe and effective as the brand-name drug. Generic drugs contain the same active ingredients and work the same as the brand-name drug.
Tips for Using Generic Drugs

Why Use Mail Order?
Use CVS Caremark's mail-delivery service when you fill a prescription for a maintenance drug—or whenever you don't need your prescription right away. Using mail order is easy and convenient. And CVS Caremark's mail-order pharmacy makes safety a priority. For example, the label on your drug bottle will describe what your pill should look like.

Tips for Using Mail Order

Tips for Using Your Retail Pharmacy
Step Therapy
Managed Drug Limitations
Prior Authorization
Talking to Your Doctor and Pharmacist

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