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Using Your Prescription Drug Benefit
Know the basics about your prescription drug coverage:
- save when you choose generic drugs
- save when you use mail order
- get free prescription drugs when you choose generic and order by mail
- you are protected by the maximum amount that you pay out-of-pocket
- learn what your prescription drug will cost by contacting CVS Caremark at 1-888-291-6372 or www.caremark.com.
Note: If you elected the HSA (health savings account) medical plan, you must meet the HSA's combined medical and drug deductible before the plan begins to pay for any drug costs.
How Your Drug Coverage Works
How Much Will Your Medication Cost? (examples)
Your Out-of-Pocket Costs
Why Use Generic Drugs?
Each time you fill a prescription, you could save money by asking for a generic drug. When the patent of a brand-name drug expires, pharmaceutical companies can apply to the government for approval to produce and sell the same drug under its chemical or generic name. And generic drugs are government approved and tested to ensure that they are as safe and effective as the brand-name drug. Generic drugs contain the same active ingredients and work the same as the brand-name drug.
Tips for Using Generic Drugs
Why Use Mail Order?
Use CVS Caremark's mail-delivery service when you fill a prescription for a maintenance drug—or whenever you don't need your prescription right away. Using mail order is easy and convenient. And CVS Caremark's mail-order pharmacy makes safety a priority. For example, the label on your drug bottle will describe what your pill should look like.
If you need a generic medicine, the best reason to order by mail is that you get generics for free! Alcoa covers 100% of the costs and you pay nothing.
Tips for Using Mail Order
Tips for Using Your Retail Pharmacy
Step Therapy
Managed Drug Limitations
Prior Authorization
Talking to Your Doctor and Pharmacist
Let CVS Caremark Automatically Renew and Refill Your Maintenance Medications
If you or a family member takes common* maintenance medications for a chronic condition or long-term therapy, this mail service program could provide you with the convenience and ease of automatic refills and renewals.
By enrolling in the Automatic Renewal and Refill Service, CVS Caremark will:
- Automatically send your mail service maintenance medications at the appropriate time
- Request a new prescription from your doctor when a prescription is about to expire or when the last refill has been filled
- Keep you informed about your prescription status using the method you choose - automated phone call, e-mail or text message
- Make it easier to get your prescriptions on time. Enroll at Caremark.com and click "Refill Prescriptions" or call Customer Care toll-free at 1-888-291-6372
It's Easy and Convenient
- Receive your maintenance medications through mail service automatically at the appropriate time
- Choose how you want to get updates on your prescriptions - automated phone call, e-mail or text message
To find out if your maintenance medications are eligible, simply log on to www.caremark.com and click on "Refill Prescriptions" or call Customer Care toll-free at 1-888-291-6372
*Not all mail service prescriptions are eligible. Medications such as controlled substances and specialty drugs are not part of the program.
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