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Understanding Your Benefits
Scott Kovaloski explains your medical and prescription drug benefits.

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Understanding Your Health Care Coverage for 2008
As a Medicare-eligible retiree, benefits are not determined by whether you use in-network or out-of-network providers. They are determined by whether the service is covered by Medicare.

We recognize that Medicare was not designed to cover all medical expenses, so you have a choice of plans to help supplement your Medicare coverage:
Alcoa Medicare Supplement Plan
MedOption
Medicare HMO (depending upon where you live)

We know that prescription drugs can cost a lot of money, our new prescription drug plan gives you the opportunity to save money and even get generic medications for free if you order them through the mail.
Prescription Drug Plan
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If there is any discrepancy between this website and the plan documents, the plan documents will govern.